FlexiLay flexilay
LayBy and Payment Scheduling — Powered by FlexiLay

LayBy at Checkout and Invoice Payment Plans

FlexiLay makes it easy to pay by schedule. Use LayBy at checkout for online purchases or pay invoices over time with clear dates, transparent totals, and one secure portal for managing payments.

Customer choosing LayBy at checkout
LayBy powered by FlexiLay Most Common

LayBy at Checkout

Split an online purchase into a deposit and scheduled payments. See your dates, totals, and plan structure before you commit.

  • ✓ Choose deposit and payment frequency
  • ✓ See clear dates and totals upfront
  • ✓ Manage payments in one secure portal
How LayBy at Checkout Works
Customer using an invoice payment plan
Payments powered by FlexiLay

Invoice Payment Plans

If a merchant sends you a FlexiLay invoice plan link, you can pay over time with a clear schedule, balance tracking, and downloadable receipts.

  • ✓ Flexible plans created from invoices
  • ✓ One portal for balance and receipts
  • ✓ Works with Xero, Odoo, and QuickBooks
How Invoice Payment Plans Work

Built for Trust, Clarity, and Flexible Payments

Couple reviewing a payment schedule together Person managing payments on their phone Small business owner using FlexiLay
Clear Before You Commit

See your deposit, schedule, due dates, and totals before confirming.

Secure Payments

Payments are processed via Stripe. FlexiLay does not hold customer funds.

One Customer Portal

Pay early, catch up, download receipts, or share your plan link.

Choose the Payment Plan That Fits You

FlexiLay is designed to make LayBy and invoice payment plans feel clear and flexible. Depending on the merchant’s settings, you may be able to choose your deposit, payment frequency, and number of payments.

LayBy, also known as layaway in some markets, lets customers pay by schedule with a defined end date and clear totals.

💰 Deposit 📆 Frequency 🔢 Number of Payments
Back to Options
💰 Can I choose my deposit amount? +
Yes. If enabled by the merchant, you can choose your deposit amount and review the full payment schedule before confirming.
📆 Can I choose the payment frequency? +
Yes. Many merchants offer weekly, fortnightly, or monthly payment schedules, with due dates shown upfront.
🔢 Can I choose how many payments I make? +
Yes. If enabled by the merchant, you can choose the number of payments so the plan suits your budget.
🧾 Where do I see my schedule and receipts? +
Your customer portal shows your remaining balance, due dates, payment history, and downloadable receipts.
Unique Sharing Feature

Share Your Plan Link

FlexiLay includes a sharing feature that lets you send your plan link to friends and family. They can contribute to help pay down the LayBy, making it ideal for birthdays, special occasions, and group gifts.

Better for Special Occasions
Group contributions make larger gifts more achievable.
One Link, Easy Sharing
Send it to friends and family in seconds.
Clear Progress
See what has been paid and what remains.
More Flexibility
A more supportive way to complete a purchase.
Availability may depend on the merchant’s settings.
Back to Options
Family celebrating a shared gift purchase
Gifts feel better when everyone can chip in.
Share your plan link so friends and family can help you get it paid off.

A More Considered Alternative to Buy Now, Pay Later

LayBy focuses on planning, affordability, and visibility. Traditional BNPL often focuses on speed.

LayBy with FlexiLay
Planned From Day One
Clear start date, clear end date, and clear total cost.
Flexible Structure
Choose deposit, payment frequency, and plan length where available.
Full Visibility
See each due date and amount before confirming.
Built for Affordability
Encourages planned purchases within your means.
Typical Buy Now, Pay Later
Designed for Fast Checkout
Often optimised for impulse purchases.
Shorter Repayment Cycles
Repayment options may be more limited.
Multiple Commitments Can Stack
Harder to track total obligations across purchases.
Higher Payment Pressure
Missed repayments may trigger penalties with some providers.
Defined Commitment
Know exactly what you are agreeing to.
Less Stress
Longer, clearer schedules reduce pressure.
Built for Real Purchases
Ideal for planned and higher-value items.
FlexiLay provides payment scheduling and visibility. Payments are processed via Stripe and FlexiLay does not hold customer funds.
Customer using LayBy at checkout online
LayBy powered by FlexiLay
LayBy at checkout is simple because the schedule is clear.
Choose a deposit, review the schedule, and manage everything from one portal link.

How LayBy at Checkout Works

FlexiLay lets customers customise a plan with a clear schedule, transparent totals, and one portal for managing payments.

Your Plan
Preview
Deposit (Today)
$49.00
Next Payment
$25.00
Remaining Balance
$75.00
View schedule • Pay early • Catch up • Download receipts
No Guesswork
Dates and totals are shown before you confirm.
Easy to Manage
Use one portal link for everything.
Pay Early
Want to finish sooner? You can.
Receipts Built In
Keep a clear record of every payment.
Payments are processed via Stripe. FlexiLay does not hold customer funds.
Back to Options

How Invoice Payment Plans Work

If you have been sent an invoice plan link, FlexiLay lets you pay it off over time with one portal for schedules, receipts, balances, and payment history.

Invoice Plan
Preview
Invoice Total
$1,200.00
Due Today
$200.00
Remaining Balance
$1,000.00
View schedule • Pay early • Receipts • Balance tracking
Feels Secure
One secure link and one place to manage payments.
Feels Clear
Due dates and totals stay visible.
Feels Fair
Pay over time with less confusion and pressure.
Receipts Included
Download receipts and track payments anytime.
Works with Xero, Odoo, and QuickBooks through merchant setup. Payments are processed via Stripe.
Back to Options
Customer paying an invoice with FlexiLay
Payments powered by FlexiLay
Invoice payment plans feel calmer when everything is visible.
One link. Clear schedule. Receipts built in.